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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,136 | $111,830-83.8% | $93,696-80.6% | $145,884-87.6% |
| Participation rate | 42.9% | 74.2%-31.4pp | 68.7%-25.9pp | 80.3%-37.4pp |
| Annual return | 14.53% | 204.08%-189.6pp | 133.74%-119.2pp | 551.85%-537.3pp |
| Employer contribution / active EE | $2,113 | $3,093-31.7% | $2,422-12.8% | $4,662-54.7% |
| Participant deferral / active EE | $2,565 | $4,920-47.9% | $4,417-41.9% | $6,690-61.7% |
| Admin fee / account holder | $1,934 | $10,249-81.1% | $8,287-76.7% | $13,392-85.6% |