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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $323,897 | $111,878+189.5% | $93,727+245.6% | $145,897+122.0% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 10.48% | 204.28%-193.8pp | 133.83%-123.4pp | 552.29%-541.8pp |
| Employer contribution / active EE | $6,035 | $3,092+95.2% | $2,421+149.2% | $4,663+29.4% |
| Participant deferral / active EE | $15,250 | $4,920+209.9% | $4,417+245.2% | $6,689+128.0% |
| Admin fee / account holder | $2,950 | $10,256-71.2% | $8,292-64.4% | $13,390-78.0% |