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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,291 | $72,426-78.9% | $67,560-77.4% | $145,897-89.5% |
| Participation rate | 100.0% | 76.9%+23.1pp | 72.9%+27.1pp | 80.3%+19.7pp |
| Annual return | 16.31% | 7226.78%-7210.5pp | 3533.50%-3517.2pp | 552.29%-536.0pp |
| Employer contribution / active EE | $2,792 | $3,074-9.2% | $2,737+2.0% | $4,663-40.1% |
| Participant deferral / active EE | $2,677 | $4,785-44.1% | $4,004-33.1% | $6,689-60.0% |
| Admin fee / account holder | $466 | $5,514-91.5% | $3,994-88.3% | $13,390-96.5% |