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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,992 | $68,097-72.1% | $62,929-69.8% | $137,256-86.2% |
| Participation rate | 100.0% | 77.4%+22.6pp | 73.1%+26.9pp | 80.0%+20.0pp |
| Annual return | 18.03% | 1859.11%-1841.1pp | 1063.93%-1045.9pp | 220.34%-202.3pp |
| Employer contribution / active EE | $2,141 | $2,811-23.8% | $2,505-14.5% | $4,156-48.5% |
| Participant deferral / active EE | $1,793 | $4,553-60.6% | $3,888-53.9% | $6,407-72.0% |
| Admin fee / account holder | $3,105 | $6,521-52.4% | $5,065-38.7% | $12,270-74.7% |