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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $64,167 | $156,398-59.0% | $147,318-56.4% | $138,895-53.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 14.26% | 78.75%-64.5pp | 70.43%-56.2pp | 145.39%-131.1pp |
| Employer contribution / active EE | $3,464 | $4,853-28.6% | $4,593-24.6% | $4,194-17.4% |
| Participant deferral / active EE | $10,942 | $8,237+32.8% | $7,906+38.4% | $6,396+71.1% |
| Admin fee / account holder | $13,661 | $14,976-8.8% | $13,708-0.3% | $12,562+8.7% |