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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,180 | $87,166-60.8% | $76,735-55.5% | $137,256-75.1% |
| Participation rate | 100.0% | 74.4%+25.6pp | 69.5%+30.5pp | 80.0%+20.0pp |
| Annual return | 14.95% | 26.50%-11.5pp | 29.77%-14.8pp | 220.34%-205.4pp |
| Employer contribution / active EE | $2,789 | $2,904-4.0% | $2,454+13.6% | $4,156-32.9% |
| Participant deferral / active EE | $8,235 | $4,726+74.2% | $4,088+101.4% | $6,407+28.5% |
| Admin fee / account holder | $4,405 | $8,403-47.6% | $7,189-38.7% | $12,270-64.1% |