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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,983 | $160,040-79.4% | $147,096-77.6% | $145,877-77.4% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 10.96% | 98.49%-87.5pp | 419.75%-408.8pp | 551.28%-540.3pp |
| Employer contribution / active EE | $1,659 | $5,289-68.6% | $4,936-66.4% | $4,663-64.4% |
| Participant deferral / active EE | $5,205 | $8,429-38.2% | $8,071-35.5% | $6,691-22.2% |
| Admin fee / account holder | $12,225 | $15,050-18.8% | $13,005-6.0% | $13,402-8.8% |