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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $32,983 | $160,070-79.4% | $147,117-77.6% | $145,897-77.4% |
| Participation rate | 66.7% | 84.0%-17.4pp | 82.2%-15.5pp | 80.3%-13.6pp |
| Annual return | 10.96% | 98.69%-87.7pp | 420.54%-409.6pp | 552.29%-541.3pp |
| Employer contribution / active EE | $1,659 | $5,285-68.6% | $4,932-66.4% | $4,663-64.4% |
| Participant deferral / active EE | $5,205 | $8,419-38.2% | $8,065-35.5% | $6,689-22.2% |
| Admin fee / account holder | $12,225 | $15,035-18.7% | $12,993-5.9% | $13,390-8.7% |