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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,269 | $211,239-64.8% | $178,528-58.4% | $145,877-49.1% |
| Participation rate | 40.0% | 80.8%-40.8pp | 77.1%-37.1pp | 80.3%-40.3pp |
| Annual return | 9.77% | 30.22%-20.5pp | 27.11%-17.3pp | 551.28%-541.5pp |
| Employer contribution / active EE | $662 | $4,570-85.5% | $3,950-83.2% | $4,663-85.8% |
| Participant deferral / active EE | $1,798 | $6,963-74.2% | $6,278-71.4% | $6,691-73.1% |
| Admin fee / account holder | $1,273 | $12,095-89.5% | $10,419-87.8% | $13,402-90.5% |