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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,908 | $180,749-52.5% | $160,784-46.6% | $137,256-37.4% |
| Participation rate | 33.3% | 80.0%-46.6pp | 77.0%-43.6pp | 80.0%-46.6pp |
| Annual return | 14.48% | 2234.46%-2220.0pp | 1803.92%-1789.4pp | 220.34%-205.9pp |
| Employer contribution / active EE | $544 | $4,155-86.9% | $3,733-85.4% | $4,156-86.9% |
| Participant deferral / active EE | $1,498 | $6,844-78.1% | $6,293-76.2% | $6,407-76.6% |
| Admin fee / account holder | $5,739 | $10,397-44.8% | $9,717-40.9% | $12,270-53.2% |