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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE COMPANY O Service code 15 · EIN 84-0467907 | Recordkeeping | $619,139 |
GOLDMAN SACHS1 year Filed as: GOLDMAN SACHS ASSET MANAGEMENT LP Service code 27 200 W ST · NEW YORK, NY 10282 | Advisory (Plan) | $49,594 |
SEYFARTH SHAW LLP9 years Service code 29 131 SOUTH DEARBORN STE 2400 · CHICAGO, IL 606035577 | Legal | $46,802 |
PLANTE & MORAN, PLLC6 years Filed as: PLANTE AND MORAN PLLC Service code 10 1098 WOODWARD AVE · DETROIT, MI 48226 | Accounting | $4,800 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,679 | $76,209+16.4% | $81,370+9.0% | $200,096-55.7% |
| Participation rate | 68.3% | 76.4%-8.0pp | 69.5%-1.2pp | 72.0%-3.7pp |
| Annual return | 12.72% | 15.55%-2.8pp | 24.85%-12.1pp | 34.26%-21.5pp |
| Employer contribution / active EE | $2,716 | $2,807-3.2% | $2,464+10.2% | $3,038-10.6% |
| Participant deferral / active EE | $4,289 | $4,210+1.9% | $3,885+10.4% | $5,090-15.7% |
| Admin fee / account holder | $161 | $146+9.9% | $5,749-97.2% | $269-40.4% |