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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,266 | $110,379-60.8% | $102,412-57.8% | $145,884-70.3% |
| Participation rate | 42.9% | 77.9%-35.1pp | 74.5%-31.6pp | 80.3%-37.4pp |
| Annual return | 13.00% | 24.84%-11.8pp | 24.94%-11.9pp | 551.85%-538.8pp |
| Employer contribution / active EE | $2,097 | $4,216-50.3% | $3,870-45.8% | $4,662-55.0% |
| Participant deferral / active EE | $4,863 | $5,622-13.5% | $5,060-3.9% | $6,690-27.3% |
| Admin fee / account holder | $2,845 | $9,745-70.8% | $8,388-66.1% | $13,392-78.8% |