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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $445,957 | $126,661+252.1% | $113,397+293.3% | $138,895+221.1% |
| Participation rate | 85.7% | 79.4%+6.3pp | 76.5%+9.2pp | 79.9%+5.8pp |
| Annual return | 17.05% | 25.05%-8.0pp | 23.20%-6.2pp | 145.39%-128.3pp |
| Employer contribution / active EE | $3,212 | $3,456-7.1% | $2,977+7.9% | $4,194-23.4% |
| Participant deferral / active EE | $12,031 | $5,693+111.3% | $5,076+137.0% | $6,396+88.1% |
| Admin fee / account holder | $10,185 | $14,549-30.0% | $11,957-14.8% | $12,562-18.9% |