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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,558 | $90,691-7.9% | $76,119+9.8% | $145,884-42.7% |
| Participation rate | 100.0% | 74.5%+25.5pp | 69.1%+30.9pp | 80.3%+19.7pp |
| Annual return | 3.81% | 624.52%-620.7pp | 361.25%-357.4pp | 551.85%-548.0pp |
| Employer contribution / active EE | $2,461 | $3,329-26.1% | $2,693-8.6% | $4,662-47.2% |
| Participant deferral / active EE | $11,500 | $5,167+122.6% | $4,259+170.0% | $6,690+71.9% |
| Admin fee / account holder | $689 | $8,383-91.8% | $6,421-89.3% | $13,392-94.9% |