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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,881 | $90,691-68.2% | $76,119-62.1% | $145,884-80.2% |
| Participation rate | 43.8% | 74.5%-30.7pp | 69.1%-25.3pp | 80.3%-36.6pp |
| Annual return | 33.57% | 624.52%-591.0pp | 361.25%-327.7pp | 551.85%-518.3pp |
| Employer contribution / active EE | $1,001 | $3,329-69.9% | $2,693-62.8% | $4,662-78.5% |
| Participant deferral / active EE | $2,479 | $5,167-52.0% | $4,259-41.8% | $6,690-62.9% |
| Admin fee / account holder | $1,005 | $8,383-88.0% | $6,421-84.4% | $13,392-92.5% |