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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $18,430 | $124,980-85.3% | $108,359-83.0% | $154,746-88.1% |
| Participation rate | 66.7% | 75.2%-8.5pp | 70.1%-3.5pp | 80.7%-14.0pp |
| Annual return | 13.65% | 45.00%-31.4pp | 36.89%-23.2pp | 172.34%-158.7pp |
| Employer contribution / active EE | $0 | $2,851-100.0% | $2,399-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $1,823 | $4,743-61.6% | $4,137-55.9% | $6,730-72.9% |
| Admin fee / account holder | $53 | $11,502-99.5% | $9,741-99.5% | $14,365-99.6% |