Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,225 | $58,241+20.6% | $81,780-14.1% | $80,911-13.2% |
| Participation rate | 61.9% | 63.4%-1.5pp | 72.4%-10.5pp | 67.6%-5.7pp |
| Annual return | 9.97% | 41.73%-31.8pp | 776.27%-766.3pp | 35.63%-25.7pp |
| Employer contribution / active EE | $2,724 | $2,343+16.2% | $2,914-6.5% | $2,756-1.2% |
| Participant deferral / active EE | $4,029 | $3,283+22.8% | $4,321-6.7% | $4,297-6.2% |
| Admin fee / account holder | $2,072 | $4,973-58.3% | $7,384-71.9% | $6,935-70.1% |