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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,295 | $162,136+88.3% | $152,301+100.5% | $154,746+97.3% |
| Participation rate | 100.0% | 84.1%+15.9pp | 82.4%+17.6pp | 80.7%+19.3pp |
| Annual return | 18.70% | 91.02%-72.3pp | 80.50%-61.8pp | 172.34%-153.6pp |
| Employer contribution / active EE | $39,500 | $4,890+707.7% | $4,624+754.2% | $4,379+802.0% |
| Participant deferral / active EE | $24,832 | $8,341+197.7% | $8,004+210.3% | $6,730+269.0% |
| Admin fee / account holder | $6,474 | $15,759-58.9% | $14,398-55.0% | $14,365-54.9% |