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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $305,295 | $156,398+95.2% | $147,318+107.2% | $138,895+119.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 18.70% | 78.75%-60.1pp | 70.43%-51.7pp | 145.39%-126.7pp |
| Employer contribution / active EE | $39,500 | $4,853+713.9% | $4,593+760.0% | $4,194+841.8% |
| Participant deferral / active EE | $24,832 | $8,237+201.5% | $7,906+214.1% | $6,396+288.2% |
| Admin fee / account holder | $6,474 | $14,976-56.8% | $13,708-52.8% | $12,562-48.5% |