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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $58,566 | $102,609-42.9% | $98,090-40.3% | $138,895-57.8% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 16.78% | 36.44%-19.7pp | 37.05%-20.3pp | 145.39%-128.6pp |
| Employer contribution / active EE | $2,156 | $3,867-44.2% | $3,606-40.2% | $4,194-48.6% |
| Participant deferral / active EE | $6,078 | $8,167-25.6% | $7,845-22.5% | $6,396-5.0% |
| Admin fee / account holder | $335 | $11,434-97.1% | $11,815-97.2% | $12,562-97.3% |