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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,237 | $108,911-28.2% | $100,392-22.1% | $145,884-46.4% |
| Participation rate | 57.1% | 83.0%-25.8pp | 81.5%-24.4pp | 80.3%-23.2pp |
| Annual return | 12.58% | 58.23%-45.7pp | 49.45%-36.9pp | 551.85%-539.3pp |
| Employer contribution / active EE | $1,353 | $4,420-69.4% | $3,941-65.7% | $4,662-71.0% |
| Participant deferral / active EE | $5,041 | $8,459-40.4% | $8,090-37.7% | $6,690-24.6% |
| Admin fee / account holder | $1,684 | $9,698-82.6% | $7,904-78.7% | $13,392-87.4% |