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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,120 | $58,627+89.5% | $76,735+44.8% | $82,448+34.8% |
| Participation rate | 46.9% | 63.2%-16.3pp | 69.5%-22.6pp | 68.1%-21.2pp |
| Annual return | 15.02% | 39.10%-24.1pp | 29.77%-14.7pp | 41.64%-26.6pp |
| Employer contribution / active EE | $583 | $1,729-66.3% | $2,454-76.2% | $2,551-77.1% |
| Participant deferral / active EE | $2,866 | $3,134-8.5% | $4,088-29.9% | $4,139-30.8% |
| Admin fee / account holder | $7,285 | $5,323+36.9% | $7,189+1.3% | $7,234+0.7% |