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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,832 | $55,902+46.4% | $76,030+7.6% | $80,959+1.1% |
| Participation rate | 57.4% | 62.1%-4.6pp | 69.1%-11.6pp | 67.7%-10.2pp |
| Annual return | 11.97% | 20.59%-8.6pp | 361.54%-349.6pp | 35.67%-23.7pp |
| Employer contribution / active EE | $864 | $1,867-53.7% | $2,688-67.9% | $2,757-68.7% |
| Participant deferral / active EE | $3,222 | $3,051+5.6% | $4,257-24.3% | $4,300-25.1% |
| Admin fee / account holder | $10,579 | $5,239+101.9% | $6,421+64.8% | $6,925+52.8% |