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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,889 | $97,125-16.7% | $86,233-6.2% | $137,256-41.1% |
| Participation rate | 70.8% | 74.2%-3.4pp | 69.0%+1.8pp | 80.0%-9.1pp |
| Annual return | 15.18% | 74.19%-59.0pp | 61.39%-46.2pp | 220.34%-205.2pp |
| Employer contribution / active EE | $3,836 | $2,841+35.0% | $2,504+53.2% | $4,156-7.7% |
| Participant deferral / active EE | $7,360 | $5,180+42.1% | $4,559+61.4% | $6,407+14.9% |
| Admin fee / account holder | $13,199 | $9,725+35.7% | $8,342+58.2% | $12,270+7.6% |