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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $67,378 | $108,911-38.1% | $100,392-32.9% | $145,884-53.8% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 21.65% | 58.23%-36.6pp | 49.45%-27.8pp | 551.85%-530.2pp |
| Employer contribution / active EE | $4,402 | $4,420-0.4% | $3,941+11.7% | $4,662-5.6% |
| Participant deferral / active EE | $5,263 | $8,459-37.8% | $8,090-34.9% | $6,690-21.3% |
| Admin fee / account holder | $1,980 | $9,698-79.6% | $7,904-75.0% | $13,392-85.2% |