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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,865 | $102,609-13.4% | $98,090-9.4% | $138,895-36.0% |
| Participation rate | 100.0% | 82.8%+17.2pp | 81.5%+18.5pp | 79.9%+20.1pp |
| Annual return | 18.62% | 36.44%-17.8pp | 37.05%-18.4pp | 145.39%-126.8pp |
| Employer contribution / active EE | $3,621 | $3,867-6.4% | $3,606+0.4% | $4,194-13.7% |
| Participant deferral / active EE | $4,870 | $8,167-40.4% | $7,845-37.9% | $6,396-23.9% |
| Admin fee / account holder | $1,677 | $11,434-85.3% | $11,815-85.8% | $12,562-86.6% |