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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $153,348 | $156,398-2.0% | $147,318+4.1% | $138,895+10.4% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 79.9%+20.1pp |
| Annual return | 3.20% | 78.75%-75.5pp | 70.43%-67.2pp | 145.39%-142.2pp |
| Employer contribution / active EE | $23,061 | $4,853+375.2% | $4,593+402.1% | $4,194+449.8% |
| Participant deferral / active EE | $17,395 | $8,237+111.2% | $7,906+120.0% | $6,396+172.0% |
| Admin fee / account holder | $718,002 | $14,976+4694.4% | $13,708+5138.0% | $12,562+5615.6% |