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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,077 | $117,846-16.8% | $102,434-4.3% | $145,884-32.8% |
| Participation rate | 69.6% | 78.6%-9.1pp | 76.5%-6.9pp | 80.3%-10.7pp |
| Annual return | 9.95% | 31.90%-21.9pp | 29.46%-19.5pp | 551.85%-541.9pp |
| Employer contribution / active EE | $3,000 | $3,615-17.0% | $3,023-0.8% | $4,662-35.7% |
| Participant deferral / active EE | $5,941 | $5,733+3.6% | $5,055+17.5% | $6,690-11.2% |
| Admin fee / account holder | $10,430 | $13,356-21.9% | $9,462+10.2% | $13,392-22.1% |