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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,933 | $76,785-96.2% | $56,441-94.8% | $145,959-98.0% |
| Participation rate | 80.0% | 63.2%+16.8pp | 52.5%+27.5pp | 80.3%-0.3pp |
| Annual return | 0.29% | 3000.51%-3000.2pp | 1704.21%-1703.9pp | 561.95%-561.7pp |
| Employer contribution / active EE | $750 | $1,381-45.6% | $1,039-27.8% | $4,661-83.9% |
| Participant deferral / active EE | $0 | $2,624-100.0% | $1,953-100.0% | $6,689-100.0% |
| Admin fee / account holder | $397 | $3,334-88.1% | $2,829-86.0% | $13,398-97.0% |