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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $2,933 | $76,608-96.2% | $56,077-94.8% | $145,877-98.0% |
| Participation rate | 80.0% | 63.2%+16.8pp | 52.5%+27.5pp | 80.3%-0.3pp |
| Annual return | 0.29% | 3009.59%-3009.3pp | 1709.28%-1709.0pp | 551.28%-551.0pp |
| Employer contribution / active EE | $750 | $1,382-45.7% | $1,040-27.9% | $4,663-83.9% |
| Participant deferral / active EE | $0 | $2,624-100.0% | $1,954-100.0% | $6,691-100.0% |
| Admin fee / account holder | $397 | $3,325-88.1% | $2,825-85.9% | $13,402-97.0% |