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| Provider | Service type | Compensation |
|---|---|---|
Filed as: EMPOWER ANNUITY INSURANCE CO Service code 64 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping Fees | $65,715 |
CREATIVE PLANNING LLC3 years Service code 27 5440 W 110TH ST STE 102 · OVERLAND PARK, KS 66211 | Advisory (Plan) | $18,784 |
Filed as: BENEFIT PLANS, INC. Service code 13 16924 FRANCES STREET, STE 100 · OMAHA, NE 68130 | Contract Administrator | $12,423 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $57,158 | $106,264-46.2% | $147,117-61.1% | $77,762-26.5% |
| Participation rate | 94.7% | 78.4%+16.3pp | 82.2%+12.5pp | 70.6%+24.1pp |
| Annual return | 14.13% | 56.94%-42.8pp | 420.54%-406.4pp | 31.27%-17.1pp |
| Employer contribution / active EE | $2,531 | $4,074-37.9% | $4,932-48.7% | $2,728-7.2% |
| Participant deferral / active EE | $5,409 | $8,003-32.4% | $8,065-32.9% | $4,651+16.3% |
| Admin fee / account holder | $323 | $334-3.3% | $12,993-97.5% | $433-25.3% |