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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,424 | $129,737-78.9% | $119,126-77.0% | $154,746-82.3% |
| Participation rate | 78.6% | 78.9%-0.3pp | 75.8%+2.8pp | 80.7%-2.1pp |
| Annual return | 23.11% | 379.08%-356.0pp | 282.11%-259.0pp | 172.34%-149.2pp |
| Employer contribution / active EE | $1,226 | $4,375-72.0% | $4,034-69.6% | $4,379-72.0% |
| Participant deferral / active EE | $5,061 | $5,842-13.4% | $5,318-4.8% | $6,730-24.8% |
| Admin fee / account holder | $1,240 | $11,961-89.6% | $10,693-88.4% | $14,365-91.4% |