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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $27,424 | $111,535-75.4% | $105,223-73.9% | $137,256-80.0% |
| Participation rate | 78.6% | 78.1%+0.5pp | 75.0%+3.5pp | 80.0%-1.4pp |
| Annual return | 23.11% | 237.85%-214.7pp | 180.65%-157.5pp | 220.34%-197.2pp |
| Employer contribution / active EE | $1,226 | $3,939-68.9% | $3,689-66.8% | $4,156-70.5% |
| Participant deferral / active EE | $5,061 | $5,500-8.0% | $5,072-0.2% | $6,407-21.0% |
| Admin fee / account holder | $1,240 | $9,721-87.2% | $8,859-86.0% | $12,270-89.9% |