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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,884 | $138,312-89.2% | $122,979-87.9% | $155,188-90.4% |
| Participation rate | 100.0% | 80.2%+19.8pp | 77.2%+22.8pp | 80.8%+19.2pp |
| Annual return | 16.29% | 22.06%-5.8pp | 20.12%-3.8pp | 148.84%-132.6pp |
| Employer contribution / active EE | $1,195 | $3,530-66.2% | $3,062-61.0% | $4,248-71.9% |
| Participant deferral / active EE | $2,390 | $5,592-57.3% | $5,003-52.2% | $6,531-63.4% |
| Admin fee / account holder | $2,904 | $15,089-80.8% | $12,864-77.4% | $14,480-79.9% |