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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,884 | $126,661-88.2% | $113,397-86.9% | $138,895-89.3% |
| Participation rate | 100.0% | 79.4%+20.6pp | 76.5%+23.5pp | 79.9%+20.1pp |
| Annual return | 16.29% | 25.05%-8.8pp | 23.20%-6.9pp | 145.39%-129.1pp |
| Employer contribution / active EE | $1,195 | $3,456-65.4% | $2,977-59.9% | $4,194-71.5% |
| Participant deferral / active EE | $2,390 | $5,693-58.0% | $5,076-52.9% | $6,396-62.6% |
| Admin fee / account holder | $2,904 | $14,549-80.0% | $11,957-75.7% | $12,562-76.9% |