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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $14,884 | $124,425-88.0% | $112,040-86.7% | $137,256-89.2% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 16.29% | 24.72%-8.4pp | 24.52%-8.2pp | 220.34%-204.1pp |
| Employer contribution / active EE | $1,195 | $3,411-65.0% | $2,954-59.5% | $4,156-71.2% |
| Participant deferral / active EE | $2,390 | $5,718-58.2% | $5,098-53.1% | $6,407-62.7% |
| Admin fee / account holder | $2,904 | $15,207-80.9% | $12,098-76.0% | $12,270-76.3% |