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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,618 | $172,111-83.4% | $150,298-81.0% | $137,256-79.2% |
| Participation rate | 90.0% | 81.7%+8.3pp | 77.8%+12.2pp | 80.0%+10.0pp |
| Annual return | 65.55% | 69.37%-3.8pp | 62.79%+2.8pp | 220.34%-154.8pp |
| Employer contribution / active EE | $2,204 | $4,636-52.5% | $4,154-47.0% | $4,156-47.0% |
| Participant deferral / active EE | $2,710 | $6,166-56.1% | $5,453-50.3% | $6,407-57.7% |
| Admin fee / account holder | $2,575 | $16,471-84.4% | $14,116-81.8% | $12,270-79.0% |