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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $28,618 | $181,062-84.2% | $158,223-81.9% | $155,188-81.6% |
| Participation rate | 90.0% | 82.7%+7.3pp | 79.2%+10.8pp | 80.8%+9.2pp |
| Annual return | 65.55% | 57.39%+8.2pp | 52.09%+13.5pp | 148.84%-83.3pp |
| Employer contribution / active EE | $2,204 | $4,565-51.7% | $4,109-46.4% | $4,248-48.1% |
| Participant deferral / active EE | $2,710 | $6,134-55.8% | $5,467-50.4% | $6,531-58.5% |
| Admin fee / account holder | $2,575 | $18,825-86.3% | $16,047-84.0% | $14,480-82.2% |