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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,612 | $160,040-69.6% | $147,096-67.0% | $145,877-66.7% |
| Participation rate | 50.0% | 84.0%-34.0pp | 82.2%-32.2pp | 80.3%-30.3pp |
| Annual return | 26.65% | 98.49%-71.8pp | 419.75%-393.1pp | 551.28%-524.6pp |
| Employer contribution / active EE | $1,409 | $5,289-73.4% | $4,936-71.5% | $4,663-69.8% |
| Participant deferral / active EE | $9,477 | $8,429+12.4% | $8,071+17.4% | $6,691+41.6% |
| Admin fee / account holder | $358 | $15,050-97.6% | $13,005-97.2% | $13,402-97.3% |