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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,789 | $138,393+5.3% | $184,256-20.9% | $80,959+80.1% |
| Participation rate | 100.0% | 83.9%+16.1pp | 86.8%+13.2pp | 67.7%+32.3pp |
| Annual return | 18.56% | 20.01%-1.5pp | 28.85%-10.3pp | 35.67%-17.1pp |
| Employer contribution / active EE | $11,685 | $4,847+141.1% | $6,427+81.8% | $2,757+323.8% |
| Participant deferral / active EE | $10,841 | $7,076+53.2% | $9,133+18.7% | $4,300+152.1% |
| Admin fee / account holder | $6,130 | $10,489-41.6% | $13,899-55.9% | $6,925-11.5% |