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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,457 | $100,262-80.6% | $81,370-76.1% | $145,897-86.7% |
| Participation rate | 44.4% | 74.3%-29.8pp | 69.5%-25.1pp | 80.3%-35.9pp |
| Annual return | 42.69% | 34.52%+8.2pp | 24.85%+17.8pp | 552.29%-509.6pp |
| Employer contribution / active EE | $1,326 | $2,979-55.5% | $2,464-46.2% | $4,663-71.6% |
| Participant deferral / active EE | $3,590 | $4,612-22.2% | $3,885-7.6% | $6,689-46.3% |
| Admin fee / account holder | $382 | $8,163-95.3% | $5,749-93.4% | $13,390-97.2% |