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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $42,388 | $106,524-60.2% | $152,301-72.2% | $87,485-51.5% |
| Participation rate | 86.0% | 75.8%+10.3pp | 82.4%+3.6pp | 68.9%+17.1pp |
| Annual return | 21.84% | 26.89%-5.1pp | 80.50%-58.7pp | 26.06%-4.2pp |
| Employer contribution / active EE | $2,797 | $3,371-17.0% | $4,624-39.5% | $2,596+7.7% |
| Participant deferral / active EE | $5,279 | $6,525-19.1% | $8,004-34.0% | $4,274+23.5% |
| Admin fee / account holder | $1,747 | $8,287-78.9% | $14,398-87.9% | $7,775-77.5% |