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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $175,811 | $112,729+56.0% | $98,716+78.1% | $137,256+28.1% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 16.55% | 38.48%-21.9pp | 31.81%-15.3pp | 220.34%-203.8pp |
| Employer contribution / active EE | $10,120 | $2,725+271.3% | $2,279+344.1% | $4,156+143.5% |
| Participant deferral / active EE | $4,955 | $4,640+6.8% | $4,048+22.4% | $6,407-22.7% |
| Admin fee / account holder | $1,166 | $10,129-88.5% | $8,703-86.6% | $12,270-90.5% |