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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $108,388 | $111,878-3.1% | $93,727+15.6% | $145,897-25.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 9.70% | 204.28%-194.6pp | 133.83%-124.1pp | 552.29%-542.6pp |
| Employer contribution / active EE | $8,174 | $3,092+164.3% | $2,421+237.6% | $4,663+75.3% |
| Participant deferral / active EE | $4,278 | $4,920-13.1% | $4,417-3.1% | $6,689-36.0% |
| Admin fee / account holder | $10,487 | $10,256+2.2% | $8,292+26.5% | $13,390-21.7% |