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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $72,566 | $129,737-44.1% | $119,126-39.1% | $154,746-53.1% |
| Participation rate | 81.0% | 78.9%+2.1pp | 75.8%+5.2pp | 80.7%+0.3pp |
| Annual return | 18.85% | 379.08%-360.2pp | 282.11%-263.3pp | 172.34%-153.5pp |
| Employer contribution / active EE | $2,255 | $4,375-48.5% | $4,034-44.1% | $4,379-48.5% |
| Participant deferral / active EE | $4,510 | $5,842-22.8% | $5,318-15.2% | $6,730-33.0% |
| Admin fee / account holder | $840 | $11,961-93.0% | $10,693-92.1% | $14,365-94.2% |