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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,632 | $172,111-19.5% | $150,298-7.8% | $137,256+1.0% |
| Participation rate | 90.9% | 81.7%+9.2pp | 77.8%+13.1pp | 80.0%+10.9pp |
| Annual return | 11.88% | 69.37%-57.5pp | 62.79%-50.9pp | 220.34%-208.5pp |
| Employer contribution / active EE | $6,670 | $4,636+43.9% | $4,154+60.6% | $4,156+60.5% |
| Participant deferral / active EE | $8,875 | $6,166+43.9% | $5,453+62.8% | $6,407+38.5% |
| Admin fee / account holder | $25,365 | $16,471+54.0% | $14,116+79.7% | $12,270+106.7% |