Unlock peer percentile detail for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Unlock 10-year trajectory for $4.99 your first month
Solo adds 10-year history, peer benchmarks, provider and welfare analytics, saves, and exports. Then $34.99 a month.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $132,033 | $172,111-23.3% | $150,298-12.2% | $137,256-3.8% |
| Participation rate | 46.2% | 81.7%-35.6pp | 77.8%-31.6pp | 80.0%-33.8pp |
| Annual return | 5.77% | 69.37%-63.6pp | 62.79%-57.0pp | 220.34%-214.6pp |
| Employer contribution / active EE | $1,110 | $4,636-76.0% | $4,154-73.3% | $4,156-73.3% |
| Participant deferral / active EE | $6,388 | $6,166+3.6% | $5,453+17.1% | $6,407-0.3% |
| Admin fee / account holder | $13,882 | $16,471-15.7% | $14,116-1.7% | $12,270+13.1% |