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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,004 | $166,242-94.6% | $165,071-94.5% | $145,884-93.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.22% | 100.44%-85.2pp | 70.17%-54.9pp | 551.85%-536.6pp |
| Employer contribution / active EE | $12,128 | $5,283+129.6% | $4,347+179.0% | $4,662+160.1% |
| Participant deferral / active EE | $9,000 | $6,964+29.2% | $6,035+49.1% | $6,690+34.5% |
| Admin fee / account holder | $360,870 | $16,658+2066.3% | $12,695+2742.6% | $13,392+2594.7% |