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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $9,004 | $166,020-94.6% | $164,866-94.5% | $145,959-93.8% |
| Participation rate | 100.0% | 82.0%+18.0pp | 78.6%+21.4pp | 80.3%+19.7pp |
| Annual return | 15.22% | 100.08%-84.9pp | 69.97%-54.7pp | 561.95%-546.7pp |
| Employer contribution / active EE | $12,128 | $5,275+129.9% | $4,343+179.3% | $4,661+160.2% |
| Participant deferral / active EE | $9,000 | $6,961+29.3% | $6,033+49.2% | $6,689+34.6% |
| Admin fee / account holder | $360,870 | $16,644+2068.2% | $12,689+2743.9% | $13,398+2593.5% |