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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $266,201 | $223,823+18.9% | $211,142+26.1% | $154,746+72.0% |
| Participation rate | 87.0% | 87.9%-0.9pp | 87.3%-0.3pp | 80.7%+6.3pp |
| Annual return | 15.43% | 50.39%-35.0pp | 46.84%-31.4pp | 172.34%-156.9pp |
| Employer contribution / active EE | $6,365 | $6,787-6.2% | $6,442-1.2% | $4,379+45.4% |
| Participant deferral / active EE | $15,299 | $9,750+56.9% | $9,284+64.8% | $6,730+127.3% |
| Admin fee / account holder | $666 | $19,707-96.6% | $19,076-96.5% | $14,365-95.4% |