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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $146,763 | $111,830+31.2% | $93,696+56.6% | $145,884+0.6% |
| Participation rate | 64.3% | 74.2%-9.9pp | 68.7%-4.4pp | 80.3%-16.0pp |
| Annual return | 10.69% | 204.08%-193.4pp | 133.74%-123.1pp | 551.85%-541.2pp |
| Employer contribution / active EE | $1,682 | $3,093-45.6% | $2,422-30.6% | $4,662-63.9% |
| Participant deferral / active EE | $5,104 | $4,920+3.7% | $4,417+15.6% | $6,690-23.7% |
| Admin fee / account holder | $18 | $10,249-99.8% | $8,287-99.8% | $13,392-99.9% |