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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $70,900 | $77,472-8.5% | $100,415-29.4% | $80,959-12.4% |
| Participation rate | 87.5% | 76.9%+10.6pp | 81.5%+6.0pp | 67.7%+19.8pp |
| Annual return | 10.75% | 37.26%-26.5pp | 49.47%-38.7pp | 35.67%-24.9pp |
| Employer contribution / active EE | $3,602 | $2,800+28.6% | $3,943-8.6% | $2,757+30.6% |
| Participant deferral / active EE | $11,366 | $6,818+66.7% | $8,091+40.5% | $4,300+164.3% |
| Admin fee / account holder | $51,329 | $5,885+772.2% | $7,906+549.2% | $6,925+641.2% |