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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,840 | $160,070-53.9% | $147,117-49.8% | $145,897-49.4% |
| Participation rate | 100.0% | 84.0%+16.0pp | 82.2%+17.8pp | 80.3%+19.7pp |
| Annual return | 9.95% | 98.69%-88.7pp | 420.54%-410.6pp | 552.29%-542.3pp |
| Employer contribution / active EE | $5,387 | $5,285+1.9% | $4,932+9.2% | $4,663+15.5% |
| Participant deferral / active EE | $11,872 | $8,419+41.0% | $8,065+47.2% | $6,689+77.5% |
| Admin fee / account holder | $53,485 | $15,035+255.7% | $12,993+311.7% | $13,390+299.4% |