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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $95,369 | $162,136-41.2% | $152,301-37.4% | $154,746-38.4% |
| Participation rate | 94.4% | 84.1%+10.3pp | 82.4%+12.0pp | 80.7%+13.7pp |
| Annual return | 18.36% | 91.02%-72.7pp | 80.50%-62.1pp | 172.34%-154.0pp |
| Employer contribution / active EE | $5,554 | $4,890+13.6% | $4,624+20.1% | $4,379+26.8% |
| Participant deferral / active EE | $12,340 | $8,341+47.9% | $8,004+54.2% | $6,730+83.3% |
| Admin fee / account holder | $1,750 | $15,759-88.9% | $14,398-87.8% | $14,365-87.8% |