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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,343 | $154,228-61.5% | $145,433-59.2% | $137,256-56.8% |
| Participation rate | 100.0% | 83.8%+16.2pp | 82.1%+17.9pp | 80.0%+20.0pp |
| Annual return | 16.94% | 74.59%-57.6pp | 66.58%-49.6pp | 220.34%-203.4pp |
| Employer contribution / active EE | $4,022 | $4,804-16.3% | $4,554-11.7% | $4,156-3.2% |
| Participant deferral / active EE | $7,842 | $8,216-4.6% | $7,897-0.7% | $6,407+22.4% |
| Admin fee / account holder | $1,261 | $14,344-91.2% | $13,129-90.4% | $12,270-89.7% |