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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,076 | $102,422-59.9% | $147,117-72.1% | $80,959-49.3% |
| Participation rate | 51.7% | 75.9%-24.1pp | 82.2%-30.5pp | 67.7%-15.9pp |
| Annual return | 12.43% | 135.16%-122.7pp | 420.54%-408.1pp | 35.67%-23.2pp |
| Employer contribution / active EE | $1,179 | $3,717-68.3% | $4,932-76.1% | $2,757-57.2% |
| Participant deferral / active EE | $4,237 | $6,652-36.3% | $8,065-47.5% | $4,300-1.5% |
| Admin fee / account holder | $1,571 | $7,953-80.3% | $12,993-87.9% | $6,925-77.3% |