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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $41,076 | $102,429-59.9% | $147,096-72.1% | $80,925-49.2% |
| Participation rate | 51.7% | 75.9%-24.1pp | 82.2%-30.5pp | 67.7%-15.9pp |
| Annual return | 12.43% | 135.02%-122.6pp | 419.75%-407.3pp | 35.65%-23.2pp |
| Employer contribution / active EE | $1,179 | $3,716-68.3% | $4,936-76.1% | $2,756-57.2% |
| Participant deferral / active EE | $4,237 | $6,649-36.3% | $8,071-47.5% | $4,299-1.4% |
| Admin fee / account holder | $1,571 | $7,957-80.3% | $13,005-87.9% | $6,940-77.4% |