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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC1 year Filed as: CREATIVE PLANNING, LLC Service code 26 · EIN 84-4519624 5454 W 110TH STREET · OVERLAND PARK, KS 66211 | Advisory (Participants) | $19,406 |
Filed as: MESIROW FINANCIAL Service code 26 · EIN 36-3429599 353 N. CLARK · CHICAGO, IL 60654 | Advisory (Participants) | $18,082 |
Filed as: JOHN HANCOCK USA Service code 15 · EIN 01-0233346 RETIREMENT PLAN SERVICES · BUFFALO, NY 142010600 | Recordkeeping | $17,423 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,950 | $66,457-26.3% | $81,438-39.9% | $77,671-37.0% |
| Participation rate | 97.1% | 68.7%+28.4pp | 69.5%+27.6pp | 70.6%+26.5pp |
| Annual return | 13.31% | 15.93%-2.6pp | 24.74%-11.4pp | 31.21%-17.9pp |
| Employer contribution / active EE | $2,099 | $2,159-2.8% | $2,460-14.7% | $2,726-23.0% |
| Participant deferral / active EE | $3,544 | $3,679-3.7% | $3,883-8.7% | $4,648-23.8% |
| Admin fee / account holder | $317 | $583-45.6% | $5,764-94.5% | $430-26.4% |