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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $138,191 | $183,539-24.7% | $155,556-11.2% | $145,897-5.3% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 7.80% | 61.31%-53.5pp | 64.84%-57.0pp | 552.29%-544.5pp |
| Employer contribution / active EE | $7,131 | $5,315+34.2% | $4,675+52.5% | $4,663+52.9% |
| Participant deferral / active EE | $6,853 | $6,467+6.0% | $5,631+21.7% | $6,689+2.4% |
| Admin fee / account holder | $4,770 | $19,275-75.3% | $15,885-70.0% | $13,390-64.4% |