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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,805 | $180,749+27.7% | $160,784+43.5% | $137,256+68.2% |
| Participation rate | 100.0% | 80.0%+20.0pp | 77.0%+23.0pp | 80.0%+20.0pp |
| Annual return | 10.21% | 2234.46%-2224.3pp | 1803.92%-1793.7pp | 220.34%-210.1pp |
| Employer contribution / active EE | $8,281 | $4,155+99.3% | $3,733+121.8% | $4,156+99.2% |
| Participant deferral / active EE | $11,327 | $6,844+65.5% | $6,293+80.0% | $6,407+76.8% |
| Admin fee / account holder | $13,612 | $10,397+30.9% | $9,717+40.1% | $12,270+10.9% |