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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $94,520 | $81,504+16.0% | $102,437-7.7% | $80,959+16.8% |
| Participation rate | 93.3% | 66.9%+26.5pp | 74.5%+18.8pp | 67.7%+25.7pp |
| Annual return | 5.61% | 25.60%-20.0pp | 24.95%-19.3pp | 35.67%-30.1pp |
| Employer contribution / active EE | $12,114 | $3,104+290.3% | $3,871+213.0% | $2,757+339.4% |
| Participant deferral / active EE | $0 | $3,871-100.0% | $5,060-100.0% | $4,300-100.0% |
| Admin fee / account holder | $36,222 | $6,719+439.1% | $8,388+331.8% | $6,925+423.0% |