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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,625 | $183,539-55.5% | $155,556-47.5% | $145,897-44.1% |
| Participation rate | 33.3% | 82.7%-49.4pp | 78.2%-44.9pp | 80.3%-47.0pp |
| Annual return | 15.21% | 61.31%-46.1pp | 64.84%-49.6pp | 552.29%-537.1pp |
| Employer contribution / active EE | $2,563 | $5,315-51.8% | $4,675-45.2% | $4,663-45.0% |
| Participant deferral / active EE | $8,785 | $6,467+35.8% | $5,631+56.0% | $6,689+31.3% |
| Admin fee / account holder | $708 | $19,275-96.3% | $15,885-95.5% | $13,390-94.7% |