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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,800 | $183,539-59.8% | $155,556-52.6% | $145,897-49.4% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 9.59% | 61.31%-51.7pp | 64.84%-55.2pp | 552.29%-542.7pp |
| Employer contribution / active EE | $9,166 | $5,315+72.4% | $4,675+96.0% | $4,663+96.6% |
| Participant deferral / active EE | $12,082 | $6,467+86.8% | $5,631+114.6% | $6,689+80.6% |
| Admin fee / account holder | $966 | $19,275-95.0% | $15,885-93.9% | $13,390-92.8% |