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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $237,901 | $172,111+38.2% | $150,298+58.3% | $137,256+73.3% |
| Participation rate | 100.0% | 81.7%+18.3pp | 77.8%+22.2pp | 80.0%+20.0pp |
| Annual return | 19.44% | 69.37%-49.9pp | 62.79%-43.3pp | 220.34%-200.9pp |
| Employer contribution / active EE | $3,557 | $4,636-23.3% | $4,154-14.4% | $4,156-14.4% |
| Participant deferral / active EE | $15,453 | $6,166+150.6% | $5,453+183.4% | $6,407+141.2% |
| Admin fee / account holder | $3,689 | $16,471-77.6% | $14,116-73.9% | $12,270-69.9% |