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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,760 | $29,733-87.4% | $56,025-93.3% | $80,959-95.4% |
| Participation rate | 68.3% | 41.7%+26.6pp | 52.5%+15.8pp | 67.7%+0.6pp |
| Annual return | 15.32% | 35.28%-20.0pp | 1712.69%-1697.4pp | 35.67%-20.3pp |
| Employer contribution / active EE | $589 | $672-12.3% | $1,042-43.4% | $2,757-78.6% |
| Participant deferral / active EE | $679 | $1,229-44.8% | $1,955-65.3% | $4,300-84.2% |
| Admin fee / account holder | $33 | $2,434-98.6% | $2,828-98.8% | $6,925-99.5% |