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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $3,760 | $29,716-87.3% | $56,077-93.3% | $80,925-95.4% |
| Participation rate | 68.3% | 41.7%+26.6pp | 52.5%+15.8pp | 67.7%+0.6pp |
| Annual return | 15.32% | 35.30%-20.0pp | 1709.28%-1694.0pp | 35.65%-20.3pp |
| Employer contribution / active EE | $589 | $671-12.2% | $1,040-43.4% | $2,756-78.6% |
| Participant deferral / active EE | $679 | $1,228-44.7% | $1,954-65.3% | $4,299-84.2% |
| Admin fee / account holder | $33 | $2,432-98.6% | $2,825-98.8% | $6,940-99.5% |