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Participant contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $103,803 | $124,425-16.6% | $112,040-7.4% | $137,256-24.4% |
| Participation rate | 87.5% | 79.3%+8.2pp | 76.5%+11.0pp | 80.0%+7.5pp |
| Annual return | 3.92% | 24.72%-20.8pp | 24.52%-20.6pp | 220.34%-216.4pp |
| Employer contribution / active EE | $0 | $3,411-100.0% | $2,954-100.0% | $4,156-100.0% |
| Participant deferral / active EE | $612 | $5,718-89.3% | $5,098-88.0% | $6,407-90.4% |
| Admin fee / account holder | $6,879 | $15,207-54.8% | $12,098-43.1% | $12,270-43.9% |